Side-by-side · Q2 2026 data
Provident Bank vs Columbia Bank
Metric by metric
| Measure | Provident Bank | Columbia Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 55 (stronger) | 47 |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 74 (stronger) | 41 |
| Funding & liquidity | 15 | 38 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 39th | 20th |
| Total assets | $25.7B | $12.2B |
| Deposits / shares | $19.6B | $9.6B |
| Capital ratio | 10.53% (stronger) | 9.75% |
| Problem loans | 0.55% | 0.51% (stronger) |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.35% (stronger) | 0.52% |
| Loans ÷ deposits | 101.3% | 87.9% (stronger) |
| Uninsured deposits | 54.1% | 45.7% (stronger) |
| Offices | 136 | 106 |
| CFPB complaints (3 yrs) | 47 | — |
| Complaints per $1B deposits | 2.4 | — |
| Mortgage denial rate (HMDA) | 31.2% | 23.9% |
Provident Bank has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Provident Bank leads on 3 and Columbia Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newark, NJ
- Fair Lawn, NJ
- Freehold, NJ
- Edison, NJ
- Morristown, NJ
- East Brunswick, NJ
- Woodbridge, NJ
- Wayne, NJ
- Oradell, NJ
- Pompton Plains, NJ
- Teaneck, NJ
- Waldwick, NJ
- West Milford, NJ
- West Orange, NJ
- Westwood, NJ
- Bernardsville, NJ
- Wyckoff, NJ
- Clark, NJ
- Clifton, NJ
- Flemington, NJ
- Hamilton, NJ
- Hopewell, NJ
- Montville, NJ
- Old Bridge, NJ