Side-by-side · Q2 2026 data
Provident Bank vs Scf Westchester N. Y. Employees Federal Credit Union
Credit union
Scf Westchester N. Y. Employees Federal Credit Union
White Plains, New York · Under $100 million in assets
Metric by metric
| Measure | Provident Bank | Scf Westchester N. Y. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 93 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 74 (stronger) | 70 |
| Funding & liquidity | 15 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 39th | 94th |
| Total assets | $25.7B | $1.5M |
| Deposits / shares | $19.6B | $1.2M |
| Capital ratio | 10.53% | 23.76% (stronger) |
| Problem loans | 0.55% | 0.18% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.35% (stronger) | 1.26% |
| Loans ÷ deposits | 101.3% | 36.6% (stronger) |
| Uninsured deposits | 54.1% | 0.0% (stronger) |
| Offices | 136 | 2 |
| CFPB complaints (3 yrs) | 48 | — |
| Complaints per $1B deposits | 2.4 | — |
| Mortgage denial rate (HMDA) | 31.2% | — |
Scf Westchester N. Y. Employees Federal Credit Union has the higher TellerScore (93 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Provident Bank leads on 1 and Scf Westchester N. Y. Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.