Side-by-side · Q2 2026 data
Provident Federal Credit Union vs New Castle County Delaware Em Federal Credit Union
Credit union
New Castle County Delaware Em Federal Credit Union
New Castle, Delaware · Under $100 million in assets
Metric by metric
| Measure | Provident Federal Credit Union | New Castle County Delaware Em Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 91 (stronger) | 70 |
| Loan quality | 42 | 100 (stronger) |
| Earnings | 11 | 76 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 28th | 80th |
| Total assets | $11.9M | $33.3M |
| Deposits / shares | $10.2M | $29.2M |
| Capital ratio | 14.07% (stronger) | 12.00% |
| Problem loans | 1.75% | 0.00% (stronger) |
| Net charge-offs | 2.23% | 0.00% (stronger) |
| Return on assets | -0.23% | 1.39% (stronger) |
| Loans ÷ deposits | 50.4% | 21.8% (stronger) |
| Uninsured deposits | 4.3% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Castle County Delaware Em Federal Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Provident Federal Credit Union leads on 1 and New Castle County Delaware Em Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.