Side-by-side · Q2 2026 data
Provident Savings Bank, F.S.B. vs California Coast Credit Union
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Provident Savings Bank, F.S.B. | California Coast Credit Union |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 53 | 89 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 46 | 67 (stronger) |
| Funding & liquidity | 45 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 40th | 94th |
| Total assets | $1.2B | $3.5B |
| Deposits / shares | $916.8M | $3.1B |
| Capital ratio | 10.30% | 13.91% (stronger) |
| Problem loans | 0.05% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.64% | 1.16% (stronger) |
| Loans ÷ deposits | 112.6% | 78.2% (stronger) |
| Uninsured deposits | 19.5% | 2.3% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Provident Savings Bank, F.S.B. leads on 2 and California Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.