Side-by-side · Q2 2026 data
Provident Savings Bank, F.S.B. vs Capital Bank and Trust Company
Metric by metric
| Measure | Provident Savings Bank, F.S.B. | Capital Bank and Trust Company |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 45 | 61 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 40th | 98th |
| Total assets | $1.2B | $266.1M |
| Deposits / shares | $916.8M | $500K |
| Capital ratio | 10.30% | 79.26% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.64% | 81.14% (stronger) |
| Loans ÷ deposits | 112.6% | 0.0% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 50.0% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | — |
Capital Bank and Trust Company has the higher TellerScore (94 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Provident Savings Bank, F.S.B. leads on 1 and Capital Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.