Side-by-side · Q2 2026 data
Provident Savings Bank, F.S.B. vs Pacific Coast Bankers' Bank
Metric by metric
| Measure | Provident Savings Bank, F.S.B. | Pacific Coast Bankers' Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 53 | 63 (stronger) |
| Loan quality | 98 (stronger) | 83 |
| Earnings | 46 | 47 (stronger) |
| Funding & liquidity | 45 (stronger) | 29 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 40th | 30th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $916.8M | $653.0M |
| Capital ratio | 10.30% | 11.35% (stronger) |
| Problem loans | 0.05% (stronger) | 0.52% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.64% | 0.67% (stronger) |
| Loans ÷ deposits | 112.6% | 80.9% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 78.9% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | — |
Provident Savings Bank, F.S.B. has the higher TellerScore (66 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Provident Savings Bank, F.S.B. leads on 3 and Pacific Coast Bankers' Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.