Side-by-side · Q2 2026 data
PSB Bank vs Putnam County State Bank
Metric by metric
| Measure | PSB Bank | Putnam County State Bank |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 31 | 85 (stronger) |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 68 | 90 (stronger) |
| Funding & liquidity | 65 (stronger) | 47 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 29th | 77th |
| Total assets | $854.5M | $317.6M |
| Deposits / shares | $694.1M | $273.7M |
| Capital ratio | 8.12% | 13.52% (stronger) |
| Problem loans | 0.29% (stronger) | 0.62% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.19% | 1.75% (stronger) |
| Loans ÷ deposits | 95.7% | 85.1% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 40.8% |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Putnam County State Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), PSB Bank leads on 3 and Putnam County State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Milan, MO