Side-by-side · Q2 2026 data
Public Service #3 Credit Union vs Family Horizons Credit Union
Credit union
Family Horizons Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Public Service #3 Credit Union | Family Horizons Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 67 (stronger) | 61 |
| Loan quality | 70 | 86 (stronger) |
| Earnings | 51 (stronger) | 23 |
| Funding & liquidity | 92 (stronger) | 83 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 42nd | 32nd |
| Total assets | $86.9M | $93.2M |
| Deposits / shares | $75.9M | $82.3M |
| Capital ratio | 11.74% (stronger) | 11.07% |
| Problem loans | 0.89% | 0.42% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.54% |
| Return on assets | 0.78% (stronger) | 0.07% |
| Loans ÷ deposits | 68.7% (stronger) | 77.4% |
| Uninsured deposits | 4.4% (stronger) | 5.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service #3 Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Public Service #3 Credit Union leads on 6 and Family Horizons Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.