Side-by-side · Q2 2026 data
Public Service #3 Credit Union vs Kemba Indianapolis Credit Union
Credit union
Kemba Indianapolis Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Public Service #3 Credit Union | Kemba Indianapolis Credit Union |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 70 (stronger) | 65 |
| Earnings | 51 | 54 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 42nd | 70th |
| Total assets | $86.9M | $82.3M |
| Deposits / shares | $75.9M | $68.6M |
| Capital ratio | 11.74% | 16.02% (stronger) |
| Problem loans | 0.89% (stronger) | 1.04% |
| Net charge-offs | 0.22% (stronger) | 1.08% |
| Return on assets | 0.78% | 0.84% (stronger) |
| Loans ÷ deposits | 68.7% | 41.9% (stronger) |
| Uninsured deposits | 4.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kemba Indianapolis Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Public Service #3 Credit Union leads on 2 and Kemba Indianapolis Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.