Side-by-side · Q2 2026 data
Public Service Credit Union vs Jolt Credit Union
Metric by metric
| Measure | Public Service Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 66 (stronger) | 53 |
| Loan quality | 66 | 86 (stronger) |
| Earnings | 57 (stronger) | 37 |
| Funding & liquidity | 84 | 99 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 48th | 48th |
| Total assets | $467.6M | $483.8M |
| Deposits / shares | $391.7M | $415.3M |
| Capital ratio | 11.61% (stronger) | 10.28% |
| Problem loans | 1.03% | 0.43% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.45% |
| Return on assets | 0.93% (stronger) | 0.42% |
| Loans ÷ deposits | 76.0% | 61.3% (stronger) |
| Uninsured deposits | 6.9% | 3.2% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 3 and Jolt Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.