Side-by-side · Q2 2026 data
Public Service Credit Union vs People Driven Credit Union
Metric by metric
| Measure | Public Service Credit Union | People Driven Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 66 | 81 (stronger) |
| Earnings | 57 (stronger) | 49 |
| Funding & liquidity | 84 (stronger) | 73 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 48th | 34th |
| Total assets | $467.6M | $520.0M |
| Deposits / shares | $391.7M | $443.9M |
| Capital ratio | 11.61% (stronger) | 10.06% |
| Problem loans | 1.03% | 0.57% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.70% |
| Return on assets | 0.93% (stronger) | 0.72% |
| Loans ÷ deposits | 76.0% (stronger) | 86.8% |
| Uninsured deposits | 6.9% (stronger) | 7.3% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 6 and People Driven Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.