Side-by-side · Q2 2026 data
Public Service Plaza Federal Credit Union vs Peoples Transport Federal Credit Union
Credit union
Public Service Plaza Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Credit union
Peoples Transport Federal Credit Union
Mount Ephraim, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Public Service Plaza Federal Credit Union | Peoples Transport Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 54 (stronger) | 52 |
| Earnings | 73 (stronger) | 14 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 72nd | 13th |
| Total assets | $13.1M | $11.8M |
| Deposits / shares | $10.3M | $10.6M |
| Capital ratio | 20.21% (stronger) | 10.04% |
| Problem loans | 1.39% (stronger) | 1.45% |
| Net charge-offs | -0.41% (stronger) | 0.53% |
| Return on assets | 1.32% (stronger) | -0.16% |
| Loans ÷ deposits | 20.6% (stronger) | 64.5% |
| Uninsured deposits | 0.0% (stronger) | 11.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Plaza Federal Credit Union has the higher TellerScore (83 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Public Service Plaza Federal Credit Union leads on 7 and Peoples Transport Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.