Side-by-side · Q2 2026 data
Publix Employees Federal Credit Union vs First Florida Credit Union
Metric by metric
| Measure | Publix Employees Federal Credit Union | First Florida Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 63 | 80 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 57 (stronger) | 48 |
| Funding & liquidity | 91 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 72nd | 66th |
| Total assets | $1.8B | $1.5B |
| Deposits / shares | $1.6B | $1.1B |
| Capital ratio | 11.29% | 12.95% (stronger) |
| Problem loans | 0.48% (stronger) | 0.65% |
| Net charge-offs | 0.60% | 0.56% (stronger) |
| Return on assets | 0.93% (stronger) | 0.71% |
| Loans ÷ deposits | 68.9% (stronger) | 92.8% |
| Uninsured deposits | 9.9% | 4.6% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.4% | 27.8% |
Publix Employees Federal Credit Union has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Publix Employees Federal Credit Union leads on 4 and First Florida Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.