Side-by-side · Q2 2026 data
Publix Employees Federal Credit Union vs Florida West Coast Credit Union
Metric by metric
| Measure | Publix Employees Federal Credit Union | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 63 | 70 (stronger) |
| Loan quality | 84 | 92 (stronger) |
| Earnings | 57 (stronger) | 52 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 72nd | 76th |
| Total assets | $1.8B | $144.2M |
| Deposits / shares | $1.6B | $127.4M |
| Capital ratio | 11.29% | 12.03% (stronger) |
| Problem loans | 0.48% | 0.25% (stronger) |
| Net charge-offs | 0.60% | 0.41% (stronger) |
| Return on assets | 0.93% (stronger) | 0.79% |
| Loans ÷ deposits | 68.9% | 58.0% (stronger) |
| Uninsured deposits | 9.9% | 2.2% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 48.4% | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Publix Employees Federal Credit Union leads on 1 and Florida West Coast Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.