Side-by-side · Q2 2026 data
Quail Creek Bank vs Valliance Bank
Metric by metric
| Measure | Quail Creek Bank | Valliance Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 47 |
| Capital cushion | 41 | 43 (stronger) |
| Loan quality | 78 (stronger) | 47 |
| Earnings | 89 (stronger) | 45 |
| Funding & liquidity | 57 (stronger) | 43 |
| Problem-loan coverage | 88 (stronger) | 72 |
| Peer percentile | 34th | 5th |
| Total assets | $831.2M | $923.3M |
| Deposits / shares | $756.5M | $733.0M |
| Capital ratio | 9.07% | 9.31% (stronger) |
| Problem loans | 0.65% (stronger) | 1.58% |
| Net charge-offs | 0.08% | -0.10% (stronger) |
| Return on assets | 1.72% (stronger) | 0.63% |
| Loans ÷ deposits | 80.9% (stronger) | 105.3% |
| Uninsured deposits | 34.9% | 25.6% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Quail Creek Bank has the higher TellerScore (67 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Quail Creek Bank leads on 4 and Valliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.