Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs Colony Bank
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | Colony Bank |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 36 | 50 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 64 (stronger) | 63 |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 27th | 33rd |
| Total assets | $2.3B | $3.6B |
| Deposits / shares | $2.1B | $3.0B |
| Capital ratio | 8.64% | 9.97% (stronger) |
| Problem loans | 0.59% (stronger) | 0.76% |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 1.09% (stronger) | 1.08% |
| Loans ÷ deposits | 67.6% (stronger) | 82.0% |
| Uninsured deposits | 41.0% | 32.4% (stronger) |
| Offices | 24 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 4.8% |
Colony Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 4 and Colony Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.