Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs Georgia Banking Company
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | Georgia Banking Company |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 36 | 58 (stronger) |
| Loan quality | 80 (stronger) | 78 |
| Earnings | 64 (stronger) | 62 |
| Funding & liquidity | 64 (stronger) | 39 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 27th | 33rd |
| Total assets | $2.3B | $3.3B |
| Deposits / shares | $2.1B | $2.9B |
| Capital ratio | 8.64% | 10.78% (stronger) |
| Problem loans | 0.59% (stronger) | 0.67% |
| Net charge-offs | 0.04% (stronger) | 0.08% |
| Return on assets | 1.09% (stronger) | 1.05% |
| Loans ÷ deposits | 67.6% (stronger) | 89.0% |
| Uninsured deposits | 41.0% (stronger) | 44.1% |
| Offices | 24 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 4.9% |
Georgia Banking Company has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 5 and Georgia Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.