Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs Metro City Bank
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | Metro City Bank |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 36 | 61 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 64 | 97 (stronger) |
| Funding & liquidity | 64 (stronger) | 30 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 27th | 70th |
| Total assets | $2.3B | $4.5B |
| Deposits / shares | $2.1B | $3.5B |
| Capital ratio | 8.64% | 11.08% (stronger) |
| Problem loans | 0.59% | 0.44% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.09% | 1.94% (stronger) |
| Loans ÷ deposits | 67.6% (stronger) | 111.5% |
| Uninsured deposits | 41.0% | 32.8% (stronger) |
| Offices | 24 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 3.0% |
Metro City Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 1 and Metro City Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.