Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs PeoplesSouth Bank
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 36 | 54 (stronger) |
| Loan quality | 80 (stronger) | 66 |
| Earnings | 64 | 81 (stronger) |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 91 (stronger) | 80 |
| Peer percentile | 27th | 53rd |
| Total assets | $2.3B | $1.2B |
| Deposits / shares | $2.1B | $1.1B |
| Capital ratio | 8.64% | 10.45% (stronger) |
| Problem loans | 0.59% (stronger) | 1.02% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.09% | 1.53% (stronger) |
| Loans ÷ deposits | 67.6% (stronger) | 77.1% |
| Uninsured deposits | 41.0% | 18.1% (stronger) |
| Offices | 24 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 5.5% |
PeoplesSouth Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 2 and PeoplesSouth Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.