Side-by-side · Q2 2026 data
Queensborough National Bank & Trust Company vs The Geo. D. Warthen Bank
Bank
Queensborough National Bank & Trust Company
Louisville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Queensborough National Bank & Trust Company | The Geo. D. Warthen Bank |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 36 | 80 (stronger) |
| Loan quality | 80 (stronger) | 58 |
| Earnings | 64 | 64 |
| Funding & liquidity | 64 | 83 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 27th | 53rd |
| Total assets | $2.3B | $190.3M |
| Deposits / shares | $2.1B | $162.9M |
| Capital ratio | 8.64% | 13.01% (stronger) |
| Problem loans | 0.59% (stronger) | 1.27% |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 1.09% | 1.10% (stronger) |
| Loans ÷ deposits | 67.6% | 64.9% (stronger) |
| Uninsured deposits | 41.0% | 25.7% (stronger) |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | — |
The Geo. D. Warthen Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Queensborough National Bank & Trust Company leads on 2 and The Geo. D. Warthen Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sandersville, GA