Side-by-side · Q2 2026 data
Quill Bank vs Square Financial Services, Inc.
Metric by metric
| Measure | Quill Bank | Square Financial Services, Inc. |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 15 | 78 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 54 (stronger) | 33 |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 49th | 95th |
| Total assets | $1.6B | $2.1B |
| Deposits / shares | $1.3B | $559.3M |
| Capital ratio | 14.42% | 65.19% (stronger) |
| Problem loans | 2.54% | 0.67% (stronger) |
| Net charge-offs | 6.31% (stronger) | 14.66% |
| Return on assets | 5.29% | 37.85% (stronger) |
| Loans ÷ deposits | 92.9% (stronger) | 230.0% |
| Uninsured deposits | 27.2% (stronger) | 30.4% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Square Financial Services, Inc. has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Quill Bank leads on 3 and Square Financial Services, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.