Side-by-side · Q2 2026 data
R T P Federal Credit Union vs American Partners Federal Credit Union
Credit union
American Partners Federal Credit Union
Reidsville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | R T P Federal Credit Union | American Partners Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 69 (stronger) |
| Capital cushion | 31 | 56 (stronger) |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 32 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 16th | 48th |
| Total assets | $142.2M | $107.7M |
| Deposits / shares | $130.0M | $92.5M |
| Capital ratio | 8.08% | 10.55% (stronger) |
| Problem loans | 0.85% | 0.30% (stronger) |
| Net charge-offs | 0.52% | 0.14% (stronger) |
| Return on assets | 0.29% | 0.83% (stronger) |
| Loans ÷ deposits | 60.3% (stronger) | 87.4% |
| Uninsured deposits | 2.9% (stronger) | 9.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 0.0% |
American Partners Federal Credit Union has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), R T P Federal Credit Union leads on 2 and American Partners Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.