Side-by-side · Q2 2026 data
Rabun County Bank vs The Wright Credit Union
Metric by metric
| Measure | Rabun County Bank | The Wright Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 86 (stronger) | 48 |
| Funding & liquidity | 87 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 80th | 75th |
| Total assets | $361.5M | $16.2M |
| Deposits / shares | $321.3M | $13.4M |
| Capital ratio | 10.49% | 17.27% (stronger) |
| Problem loans | 0.05% (stronger) | 0.29% |
| Net charge-offs | -0.01% | -0.36% (stronger) |
| Return on assets | 1.64% (stronger) | 0.71% |
| Loans ÷ deposits | 71.8% (stronger) | 82.4% |
| Uninsured deposits | 16.5% | 2.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Rabun County Bank leads on 3 and The Wright Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.