Side-by-side · Q2 2026 data
Radifi Federal Credit Union vs Champions First Credit Union
Metric by metric
| Measure | Radifi Federal Credit Union | Champions First Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 60 |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 85 (stronger) | 58 |
| Earnings | 44 | 45 (stronger) |
| Funding & liquidity | 62 | 73 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 26th | 21st |
| Total assets | $715.2M | $540.7M |
| Deposits / shares | $558.4M | $478.8M |
| Capital ratio | 9.58% | 10.82% (stronger) |
| Problem loans | 0.45% (stronger) | 1.27% |
| Net charge-offs | 0.67% | 0.48% (stronger) |
| Return on assets | 0.60% | 0.62% (stronger) |
| Loans ÷ deposits | 98.0% | 87.6% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 6.4% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Radifi Federal Credit Union has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Radifi Federal Credit Union leads on 3 and Champions First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.