Side-by-side · Q2 2026 data
Radifi Federal Credit Union vs Floridacentral Credit Union
Metric by metric
| Measure | Radifi Federal Credit Union | Floridacentral Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 56 |
| Capital cushion | 46 (stronger) | 28 |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 44 (stronger) | 27 |
| Funding & liquidity | 62 | 91 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 26th | 13th |
| Total assets | $715.2M | $621.8M |
| Deposits / shares | $558.4M | $589.0M |
| Capital ratio | 9.58% (stronger) | 7.83% |
| Problem loans | 0.45% (stronger) | 0.69% |
| Net charge-offs | 0.67% | 0.61% (stronger) |
| Return on assets | 0.60% (stronger) | 0.18% |
| Loans ÷ deposits | 98.0% | 69.0% (stronger) |
| Uninsured deposits | 5.7% | 5.0% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Radifi Federal Credit Union has the higher TellerScore (62 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Radifi Federal Credit Union leads on 4 and Floridacentral Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.