Side-by-side · Q2 2026 data
Radifi Federal Credit Union vs Metro North Federal Credit Union
Credit union
Metro North Federal Credit Union
Jacksonville, Florida · Under $100 million in assets
Metric by metric
| Measure | Radifi Federal Credit Union | Metro North Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 87 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 85 | 98 (stronger) |
| Earnings | 44 (stronger) | 37 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 26th | 83rd |
| Total assets | $715.2M | $21.7M |
| Deposits / shares | $558.4M | $17.9M |
| Capital ratio | 9.58% | 16.74% (stronger) |
| Problem loans | 0.45% | 0.07% (stronger) |
| Net charge-offs | 0.67% | 0.00% (stronger) |
| Return on assets | 0.60% (stronger) | 0.42% |
| Loans ÷ deposits | 98.0% | 46.0% (stronger) |
| Uninsured deposits | 5.7% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro North Federal Credit Union has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Radifi Federal Credit Union leads on 1 and Metro North Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.