Side-by-side · Q2 2026 data
Radifi Federal Credit Union vs Tru Fi Credit Union
Metric by metric
| Measure | Radifi Federal Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 46 | 76 (stronger) |
| Loan quality | 85 (stronger) | 80 |
| Earnings | 44 | 88 (stronger) |
| Funding & liquidity | 62 | 93 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 26th | 86th |
| Total assets | $715.2M | $146.4M |
| Deposits / shares | $558.4M | $127.3M |
| Capital ratio | 9.58% | 12.61% (stronger) |
| Problem loans | 0.45% (stronger) | 0.60% |
| Net charge-offs | 0.67% | -0.06% (stronger) |
| Return on assets | 0.60% | 1.71% (stronger) |
| Loans ÷ deposits | 98.0% | 67.7% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 11.9% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Radifi Federal Credit Union leads on 2 and Tru Fi Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.