Side-by-side · Q2 2026 data
Raiz Federal Credit Union vs Alliance Credit Union
Metric by metric
| Measure | Raiz Federal Credit Union | Alliance Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 52 | 59 (stronger) |
| Loan quality | 68 (stronger) | 64 |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 59 | 65 (stronger) |
| Problem-loan coverage | 81 | 83 (stronger) |
| Peer percentile | 30th | 30th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $850.4M | $943.8M |
| Capital ratio | 10.21% | 10.90% (stronger) |
| Problem loans | 0.95% (stronger) | 1.07% |
| Net charge-offs | 1.12% | 0.67% (stronger) |
| Return on assets | 1.05% (stronger) | 0.72% |
| Loans ÷ deposits | 101.0% | 95.6% (stronger) |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Raiz Federal Credit Union leads on 2 and Alliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.