Side-by-side · Q2 2026 data
Raiz Federal Credit Union vs Chevron Federal Credit Union
Metric by metric
| Measure | Raiz Federal Credit Union | Chevron Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 52 | 74 (stronger) |
| Loan quality | 68 | 87 (stronger) |
| Earnings | 62 | 85 (stronger) |
| Funding & liquidity | 59 | 72 (stronger) |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 30th | 89th |
| Total assets | $1.1B | $5.4B |
| Deposits / shares | $850.4M | $4.7B |
| Capital ratio | 10.21% | 12.38% (stronger) |
| Problem loans | 0.95% | 0.38% (stronger) |
| Net charge-offs | 1.12% | 0.21% (stronger) |
| Return on assets | 1.05% | 1.64% (stronger) |
| Loans ÷ deposits | 101.0% | 87.8% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 12.0% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | 20.4% |
Chevron Federal Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Raiz Federal Credit Union leads on 1 and Chevron Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.