Side-by-side · Q2 2026 data
Raiz Federal Credit Union vs Neighborhood Credit Union
Metric by metric
| Measure | Raiz Federal Credit Union | Neighborhood Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 59 |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 68 (stronger) | 49 |
| Earnings | 62 (stronger) | 46 |
| Funding & liquidity | 59 | 83 (stronger) |
| Problem-loan coverage | 81 (stronger) | 77 |
| Peer percentile | 30th | 22nd |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $850.4M | $998.1M |
| Capital ratio | 10.21% | 10.76% (stronger) |
| Problem loans | 0.95% (stronger) | 1.54% |
| Net charge-offs | 1.12% (stronger) | 1.13% |
| Return on assets | 1.05% (stronger) | 0.66% |
| Loans ÷ deposits | 101.0% | 77.5% (stronger) |
| Uninsured deposits | 8.5% | 7.8% (stronger) |
| Offices | 4 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | — |
Raiz Federal Credit Union has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Raiz Federal Credit Union leads on 4 and Neighborhood Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.