Side-by-side · Q2 2026 data
Raleigh County Federal Credit Union vs Martinsburg V.A. Center Federal Credit Union
Credit union
Raleigh County Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Credit union
Martinsburg V.A. Center Federal Credit Union
Kearneysville, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Raleigh County Federal Credit Union | Martinsburg V.A. Center Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 76 | 89 (stronger) |
| Loan quality | 89 | 89 |
| Earnings | 44 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 62nd | 92nd |
| Total assets | $21.6M | $17.1M |
| Deposits / shares | $18.7M | $14.7M |
| Capital ratio | 12.57% | 13.88% (stronger) |
| Problem loans | 0.34% | 0.32% (stronger) |
| Net charge-offs | 0.73% | 0.00% (stronger) |
| Return on assets | 0.59% | 1.73% (stronger) |
| Loans ÷ deposits | 56.8% | 27.1% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 8.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Martinsburg V.A. Center Federal Credit Union has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Raleigh County Federal Credit Union leads on 1 and Martinsburg V.A. Center Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.