Side-by-side · Q2 2026 data
Raritan Bay Federal Credit Union vs Seaport Federal Credit Union
Credit union
Raritan Bay Federal Credit Union
Sayreville, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Raritan Bay Federal Credit Union | Seaport Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 38 | 81 (stronger) |
| Loan quality | 59 | 83 (stronger) |
| Earnings | 67 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 31st | 66th |
| Total assets | $107.6M | $109.6M |
| Deposits / shares | $98.0M | $94.8M |
| Capital ratio | 8.79% | 13.12% (stronger) |
| Problem loans | 1.24% | 0.50% (stronger) |
| Net charge-offs | 0.12% | 0.11% (stronger) |
| Return on assets | 1.17% (stronger) | 0.14% |
| Loans ÷ deposits | 39.8% (stronger) | 54.0% |
| Uninsured deposits | 3.3% (stronger) | 15.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seaport Federal Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Raritan Bay Federal Credit Union leads on 3 and Seaport Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.