Side-by-side · Q2 2026 data
Raritan State Bank vs BankChampaign, National Association
Metric by metric
| Measure | Raritan State Bank | BankChampaign, National Association |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 58 | 68 (stronger) |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 76 (stronger) | 60 |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 19th | 86th |
| Total assets | $253.9M | $242.8M |
| Deposits / shares | $223.6M | $193.3M |
| Capital ratio | 10.78% | 11.84% (stronger) |
| Problem loans | 1.67% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.06% | 2.14% (stronger) |
| Loans ÷ deposits | 84.1% (stronger) | 100.2% |
| Uninsured deposits | 7.2% (stronger) | 12.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
BankChampaign, National Association has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Raritan State Bank leads on 2 and BankChampaign, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.