Side-by-side · Q2 2026 data
Raritan State Bank vs Farmers and Merchants State Bank of Bushnell
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | Raritan State Bank | Farmers and Merchants State Bank of Bushnell |
|---|---|---|
| TellerScore | 60 | 83 (stronger) |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 63 | 88 (stronger) |
| Funding & liquidity | 76 | 91 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 19th | 73rd |
| Total assets | $253.9M | $86.5M |
| Deposits / shares | $223.6M | $77.6M |
| Capital ratio | 10.78% (stronger) | 10.49% |
| Problem loans | 1.67% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.70% (stronger) |
| Loans ÷ deposits | 84.1% | 48.1% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 23.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants State Bank of Bushnell has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Raritan State Bank leads on 2 and Farmers and Merchants State Bank of Bushnell on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bushnell, IL