Side-by-side · Q2 2026 data
Ravalli County Federal Credit Union vs Butte Community Federal Credit Union
Credit union
Ravalli County Federal Credit Union
Hamilton, Montana · Under $100 million in assets
Credit union
Butte Community Federal Credit Union
Butte, Montana · Under $100 million in assets
Metric by metric
| Measure | Ravalli County Federal Credit Union | Butte Community Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 57 |
| Capital cushion | 89 (stronger) | 28 |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 92 (stronger) | 27 |
| Funding & liquidity | 85 (stronger) | 84 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 92nd | 17th |
| Total assets | $89.4M | $37.7M |
| Deposits / shares | $75.7M | $34.2M |
| Capital ratio | 13.87% (stronger) | 7.85% |
| Problem loans | 0.02% (stronger) | 0.41% |
| Net charge-offs | 0.31% | 0.10% (stronger) |
| Return on assets | 1.80% (stronger) | 0.18% |
| Loans ÷ deposits | 75.6% (stronger) | 76.7% |
| Uninsured deposits | 3.3% | 3.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ravalli County Federal Credit Union has the higher TellerScore (92 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ravalli County Federal Credit Union leads on 5 and Butte Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.