Side-by-side · Q2 2026 data
Ravalli County Federal Credit Union vs Rimrock Credit Union
Credit union
Ravalli County Federal Credit Union
Hamilton, Montana · Under $100 million in assets
Metric by metric
| Measure | Ravalli County Federal Credit Union | Rimrock Credit Union |
|---|---|---|
| TellerScore | 92 | 93 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 92 (stronger) | 72 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 92nd | 94th |
| Total assets | $89.4M | $64.0M |
| Deposits / shares | $75.7M | $53.8M |
| Capital ratio | 13.87% | 15.02% (stronger) |
| Problem loans | 0.02% (stronger) | 0.15% |
| Net charge-offs | 0.31% (stronger) | 0.65% |
| Return on assets | 1.80% (stronger) | 1.30% |
| Loans ÷ deposits | 75.6% | 30.9% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 4.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rimrock Credit Union has the higher TellerScore (93 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Ravalli County Federal Credit Union leads on 4 and Rimrock Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.