Side-by-side · Q2 2026 data
RCB Bank vs First Fidelity Bank
Metric by metric
| Measure | RCB Bank | First Fidelity Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 57 (stronger) | 52 |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 79 (stronger) | 66 |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 66th | 53rd |
| Total assets | $4.0B | $3.0B |
| Deposits / shares | $3.5B | $2.5B |
| Capital ratio | 10.70% (stronger) | 10.22% |
| Problem loans | 0.94% | 0.46% (stronger) |
| Net charge-offs | 0.11% | 0.04% (stronger) |
| Return on assets | 1.47% (stronger) | 1.15% |
| Loans ÷ deposits | 64.9% (stronger) | 84.9% |
| Uninsured deposits | 21.9% (stronger) | 26.9% |
| Offices | 55 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 47.7% |
RCB Bank has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), RCB Bank leads on 5 and First Fidelity Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.