Side-by-side · Q2 2026 data
Red Crown Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Red Crown Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 57 | 63 (stronger) |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 26 | 46 (stronger) |
| Funding & liquidity | 88 | 95 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 37th | 57th |
| Total assets | $256.7M | $305.2M |
| Deposits / shares | $214.9M | $240.4M |
| Capital ratio | 10.73% | 11.26% (stronger) |
| Problem loans | 0.41% (stronger) | 0.51% |
| Net charge-offs | 0.45% (stronger) | 1.07% |
| Return on assets | 0.15% | 0.66% (stronger) |
| Loans ÷ deposits | 72.0% | 65.2% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 5.0% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Oklahoma Educators Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Red Crown Federal Credit Union leads on 3 and Oklahoma Educators Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.