Side-by-side · Q2 2026 data
Red Lake Co Op Federal Credit Union vs Duluth Fire Department Credit Union
Credit union
Red Lake Co Op Federal Credit Union
Red Lake Falls, Minnesota · Under $100 million in assets
Credit union
Duluth Fire Department Credit Union
Duluth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Red Lake Co Op Federal Credit Union | Duluth Fire Department Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 20 | 40 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 49th | 77th |
| Total assets | $7.0M | $7.5M |
| Deposits / shares | $6.1M | $6.2M |
| Capital ratio | 12.88% | 17.76% (stronger) |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.01% | 0.50% (stronger) |
| Loans ÷ deposits | 81.8% | 40.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 10.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Duluth Fire Department Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Red Lake Co Op Federal Credit Union leads on 2 and Duluth Fire Department Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.