Side-by-side · Q2 2026 data
Red River Federal Credit Union vs Municipal Emps CU of Oklahoma City Credit Union
Credit union
Municipal Emps CU of Oklahoma City Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Red River Federal Credit Union | Municipal Emps CU of Oklahoma City Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 71 (stronger) | 38 |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 82 (stronger) | 32 |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 76th | 26th |
| Total assets | $168.4M | $190.5M |
| Deposits / shares | $141.5M | $172.3M |
| Capital ratio | 12.10% (stronger) | 8.79% |
| Problem loans | 0.28% | 0.17% (stronger) |
| Net charge-offs | 0.19% | 0.04% (stronger) |
| Return on assets | 1.55% (stronger) | 0.31% |
| Loans ÷ deposits | 92.4% | 85.9% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 14.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Red River Federal Credit Union has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Red River Federal Credit Union leads on 4 and Municipal Emps CU of Oklahoma City Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.