Side-by-side · Q2 2026 data
Red River State Bank vs American Federal Bank
Metric by metric
| Measure | Red River State Bank | American Federal Bank |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 10 | 100 (stronger) |
| Peer percentile | 17th | 31st |
| Total assets | $110.2M | $795.8M |
| Deposits / shares | $91.7M | $615.6M |
| Capital ratio | 15.24% (stronger) | 9.32% |
| Problem loans | 8.88% | 0.00% (stronger) |
| Net charge-offs | -0.67% (stronger) | 0.00% |
| Return on assets | 2.18% (stronger) | 1.06% |
| Loans ÷ deposits | 105.4% (stronger) | 110.2% |
| Uninsured deposits | 10.5% (stronger) | 23.9% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
American Federal Bank has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Red River State Bank leads on 5 and American Federal Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.