Side-by-side · Q2 2026 data
Red River State Bank vs Dakota Heritage Bank
Metric by metric
| Measure | Red River State Bank | Dakota Heritage Bank |
|---|---|---|
| TellerScore | 59 | 63 (stronger) |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 0 | 46 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 10 | 74 (stronger) |
| Peer percentile | 17th | 24th |
| Total assets | $110.2M | $416.8M |
| Deposits / shares | $91.7M | $366.8M |
| Capital ratio | 15.24% (stronger) | 9.83% |
| Problem loans | 8.88% | 1.62% (stronger) |
| Net charge-offs | -0.67% (stronger) | 0.03% |
| Return on assets | 2.18% (stronger) | 1.96% |
| Loans ÷ deposits | 105.4% | 93.4% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 15.6% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Dakota Heritage Bank has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Red River State Bank leads on 4 and Dakota Heritage Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.