Side-by-side · Q2 2026 data
Red River State Bank vs Northern State Bank of Virginia
Metric by metric
| Measure | Red River State Bank | Northern State Bank of Virginia |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 10 | 100 (stronger) |
| Peer percentile | 17th | 61st |
| Total assets | $110.2M | $102.0M |
| Deposits / shares | $91.7M | $91.2M |
| Capital ratio | 15.24% (stronger) | 10.17% |
| Problem loans | 8.88% | 0.00% (stronger) |
| Net charge-offs | -0.67% (stronger) | 0.15% |
| Return on assets | 2.18% (stronger) | 1.15% |
| Loans ÷ deposits | 105.4% | 79.2% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 21.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern State Bank of Virginia has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Red River State Bank leads on 4 and Northern State Bank of Virginia on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.