Side-by-side · Q2 2026 data
Redstone Federal Credit Union vs Southern Energy Credit Union
Metric by metric
| Measure | Redstone Federal Credit Union | Southern Energy Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 84 |
| Capital cushion | 89 | 96 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 75 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 94th | 93rd |
| Total assets | $8.6B | $3.6B |
| Deposits / shares | $7.5B | $3.2B |
| Capital ratio | 13.86% | 14.59% (stronger) |
| Problem loans | 0.70% | 0.23% (stronger) |
| Net charge-offs | 0.96% | 0.13% (stronger) |
| Return on assets | 1.38% (stronger) | 0.46% |
| Loans ÷ deposits | 49.3% | 29.8% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 20.9% |
| Offices | 20 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | — |
Redstone Federal Credit Union has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Redstone Federal Credit Union leads on 3 and Southern Energy Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.