Side-by-side · Q2 2026 data
Redwood Capital Bank vs Pacific Valley Bank
Metric by metric
| Measure | Redwood Capital Bank | Pacific Valley Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 60 | 76 (stronger) |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 72 (stronger) | 26 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 64th | 43rd |
| Total assets | $566.0M | $653.3M |
| Deposits / shares | $504.9M | $570.5M |
| Capital ratio | 10.96% | 12.60% (stronger) |
| Problem loans | 0.13% (stronger) | 0.24% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 1.16% (stronger) | 0.87% |
| Loans ÷ deposits | 78.4% (stronger) | 94.5% |
| Uninsured deposits | 24.1% (stronger) | 50.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Capital Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Redwood Capital Bank leads on 5 and Pacific Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.