Side-by-side · Q2 2026 data
Regional Missouri Bank vs Community State Bank
Metric by metric
| Measure | Regional Missouri Bank | Community State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 66 | 70 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 86th | 84th |
| Total assets | $597.4M | $132.8M |
| Deposits / shares | $500.7M | $109.2M |
| Capital ratio | 11.61% | 12.05% (stronger) |
| Problem loans | 0.07% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 2.26% (stronger) | 1.78% |
| Loans ÷ deposits | 92.5% | 84.5% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 26.3% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | — |
Regional Missouri Bank has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Regional Missouri Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.