Side-by-side · Q2 2026 data
Regional Missouri Bank vs Horizon Credit Union
Metric by metric
| Measure | Regional Missouri Bank | Horizon Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 66 | 68 (stronger) |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 65 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 86th | 36th |
| Total assets | $597.4M | $58.8M |
| Deposits / shares | $500.7M | $51.3M |
| Capital ratio | 11.61% | 11.83% (stronger) |
| Problem loans | 0.07% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 2.26% (stronger) | 0.34% |
| Loans ÷ deposits | 92.5% | 70.8% (stronger) |
| Uninsured deposits | 17.6% | 5.4% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | — |
Regional Missouri Bank has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Regional Missouri Bank leads on 4 and Horizon Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.