Side-by-side · Q2 2026 data
Regional Missouri Bank vs Southern Bank
Metric by metric
| Measure | Regional Missouri Bank | Southern Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 66 (stronger) | 54 |
| Loan quality | 98 (stronger) | 79 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 65 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 86th | 58th |
| Total assets | $597.4M | $5.2B |
| Deposits / shares | $500.7M | $4.4B |
| Capital ratio | 11.61% (stronger) | 10.45% |
| Problem loans | 0.07% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 2.26% (stronger) | 1.53% |
| Loans ÷ deposits | 92.5% (stronger) | 98.1% |
| Uninsured deposits | 17.6% (stronger) | 18.9% |
| Offices | 11 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | 5.8% |
Regional Missouri Bank has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Regional Missouri Bank leads on 7 and Southern Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Brookfield, MO