Side-by-side · Q2 2026 data
Reliabank Dakota vs First National Bank
Metric by metric
| Measure | Reliabank Dakota | First National Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 91 (stronger) | 33 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 48 | 68 (stronger) |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 47th | 68th |
| Total assets | $788.4M | $477.8M |
| Deposits / shares | $663.6M | $380.1M |
| Capital ratio | 10.49% | 18.41% (stronger) |
| Problem loans | 0.26% (stronger) | 2.01% |
| Net charge-offs | 0.03% (stronger) | 4.62% |
| Return on assets | 1.37% | 2.18% (stronger) |
| Loans ÷ deposits | 79.1% (stronger) | 90.6% |
| Uninsured deposits | 44.7% | 16.2% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 13.6% |
First National Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Reliabank Dakota leads on 3 and First National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.