Side-by-side · Q2 2026 data
Reliant Community Federal Credit Union vs Genesee Valley Federal Credit Union
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Credit union
Genesee Valley Federal Credit Union
Geneseo, New York · $100 million – $1 billion
Metric by metric
| Measure | Reliant Community Federal Credit Union | Genesee Valley Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 98 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 56 | 98 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 48th | 100th |
| Total assets | $788.4M | $175.9M |
| Deposits / shares | $697.5M | $145.6M |
| Capital ratio | 9.57% | 16.60% (stronger) |
| Problem loans | 0.36% | 0.19% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.26% |
| Return on assets | 0.90% | 1.95% (stronger) |
| Loans ÷ deposits | 76.5% | 50.1% (stronger) |
| Uninsured deposits | 5.6% | 1.6% (stronger) |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.9% | — |
Genesee Valley Federal Credit Union has the higher TellerScore (98 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Reliant Community Federal Credit Union leads on 1 and Genesee Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.